Job Description

Key Responsibilities 

• Lead and oversee the day-to-day operations of the Retail Lending Department,  ensuring efficient, accurate, and customer-focused service delivery. 

• Assess, evaluate, and approve retail loan applications and credit facilities for  new and existing customers within delegated lending authority. 

• Conduct credit assessments, analyse financial information, and prepare lending  recommendations to support sound credit decisions. 

• Manage and monitor the retail lending portfolio, ensuring portfolio quality, timely  repayments, effective risk management, and compliance with the Company's  credit policies and risk appetite. 

• Oversee the lending process from application through to disbursement, ensuring  all required documentation is complete, accurate, and processed within agreed  timelines. 

• Identify, escalate, and recommend appropriate action for delinquent accounts  or emerging credit risks. 

• Ensure compliance with internal policies, regulatory requirements, and  applicable lending legislation and procedures. 

• Lead, coach, mentor, and evaluate the Retail Lending team, promoting a high performance culture and supporting employee development. 

• Prepare periodic management reports and portfolio analyses, providing insights  into lending performance, portfolio quality, and credit risk. 

• Develop and maintain strong relationships with customers, delivering  professional advice and ensuring an excellent customer experience throughout  the lending process. 

• Identify opportunities to expand the retail lending portfolio and contribute to the  development and enhancement of lending products, services, and operational  processes. 

• Collaborate with Senior Management to develop lending strategies and support  the achievement of the Company's business objectives. 

 

Qualifications 

• Bachelor's degree in Finance, Banking, Economics, Business Administration,  Accounting, or a related field. 

• Minimum of five (5) years' experience in retail lending, credit analysis, or banking,  including experience in a supervisory or managerial role. 

 

Skills & Competencies 

• Strong leadership and people management skills. 

• Excellent analytical and decision-making abilities. 

• Strong communication and interpersonal skills.

• Customer-focused with the ability to build and maintain strong relationships. 

• Well-organised, with the ability to manage multiple priorities and meet  deadlines. 

• High level of integrity, professionalism, and attention to detail. 

• Proficiency in Microsoft Office applications. 

• Excellent command of both Greek and English, written and spoken. 

 

Remuneration and Benefits 

A competitive remuneration package will be offered based on qualifications and  experience. The successful candidate will also receive an attractive benefits package,  including a 13th salary, Provident Fund, and additional company benefits. 

 

How to Apply

Those interested should submit their CV to the email address: hr@ellinasfinance.com no  later than August 10, 2026. 

All applications will be treated confidentially.

 

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About Company

Ellinas Finance Public Company Ltd

The company’s main activities is financing investors through Margin Accounts Trading, Personal and Business Lending, Cheque Discounting (Factoring) Services and International Money Transfer Services through the payment system of MoneyGram.