Credit Officer - Business (Larnaca) at Ancoria Bank

Larnaca, Cyprus

Credit Officer - Business (Larnaca)

€1–1 Monthly salary

On-site Work arrangement

Full Time Employment type

Mid-Level Seniority level

Permanent Contract type

566

Main duties and Responsibilities

Managing a portfolio of business and corporate customers
Actively contributing to the development of new business relationships
Preparing well-documented customer credit facility/loan applications in a timely manner and submitting them to management for approval
Evaluating applicants’ credit worthiness by analysing their financial status, credit ability and property valuations, and determining the feasibility of granting a loan
Reviewing and updating customer credit and loan information, as per the Bank’s policies and procedures
Executing loans upon approval
Following-up the quality of the portfolio and promptly taking measures to handle arrears / excesses
Providing exceptional levels of a personalized customer service, aligned with the Bank’s values.

Requirements

University Degree in Economics, Accounting & Finance, or any other related discipline, and/or Holder of a Professional Accounting Qualification such as ACA, ACCA, CPA, CFA
Post graduate University Degree with specialisation in Finance, Accounting or related subject will be considered an advantage
At least 5 years of either related experience in the banking sector and/or 5 years post qualification experience in the financial services industry

Skills

Strong business development skills
Strong interpersonal skills
Strong communication skills, both verbal and written, in the Greek and English languages
Strong analytical and numerical skills
Organization and time management
Sound judgement and decision making
Attention to detail

Remuneration & Benefits

An attractive remuneration package will be offered to the successful candidate, according to experience and professional qualifications
Medical and Life insurance
Pension Plan